May 2014 - Your Virtual Estate
April has been the month for encouraging people to complete their advance directives. If you missed the chance, any of the Partners In Caring Princeton staff would be happy any time to give you a copy of the Five Wishes and help you get started.
But we now have a new issue to consider in our estate planning (remember, everyone leaves something behind so estate planning is not just for the wealthy). Most of us now have an array of electronic records and accounts. You may have a password on your computer and your phone. You do electronic banking and bill paying. You have a Facebook, iTunes or Netflix account. Where are your family photos stored? What happens with all that when you go? How easy will it be for your family to untangle your accounts and to keep things going?
I’ve been thinking about this a lot recently and then found that AARP raised this question in their March Magazine. This is another area where technological advances are moving faster than state laws.
There are steps you should take now to make things easier for those you leave behind.
First, make an inventory of your accounts with login names and passwords. Keep it under a secure login on your computer or on paper. Make sure you keep it updated and that you let your trusted executor know where it is and how to access it. Do not include it in your will, which is a public document.
Financial accounts: These are the most securely protected but most critical to your heirs. Where possible, specify your beneficiaries on the financial institution sites or written forms. Print copies of your statements quarterly or keep a file on your computer (and give access to someone). Anything on your computer becomes a part of your estate so the executor will eventually be able to access the information. Make sure someone knows how to continue to pay your bills online.
Email accounts: The details are in the terms of service (TOS) that you signed when you opened the account. Some providers consider your account terminated when you die. It might be wise to share any critical documents before that happens. You can also draft a written statement that can be added to your will and advance directive stating your wish that certain individuals have access.
Social media accounts: These too are governed by TOS agreements. Some providers have added capacity so friends and family can share memories on their Timeline. Google has created an Inactive Account Manager, which allows you to designate people to be beneficiaries of your accounts.
Music, books, etc: Most of these accounts are an agreement between you and the company and you don’t actually own the materials. It is recommended that you download favorite photos from photo sharing sites to ensure that they stay in the family.
For more information, look for Your Digital Afterlife by Evan Carroll.
May 2014 - Your Virtual Estate
April 2014 - Memory and Forgetting
March 2014 - Aging in Community
February 2014 - Family Caregiving
January 2014 - Attitudes about Aging
December 2013 - Giving
November 2013 - Healthcare Marketplace
October 2013 - Annual Report 2013
September 2013 - Total Brain Health® Fair
July - August 2013 My cat, My Father and Me
June 2013 - Age Friendly Communities
May 2013 - Navigating a Changing HealthCare Landscape
April 2013 - Becoming Visible
March 2013 - Navigating Life’s Transitions
February 2013 - Partners in Caring Princeton
January 2013 - Men as Caregivers
December 2012 - The Safety Net
November 2012 - Going Solo
October 2012 - Documenting Your History
September 2012 - A Journey of Transformation
July - August 2012 - Gratitude & Moving
June 2012 - Diversity
May 2012- Aging in America
APRIL 2012 - TEN YEARS
March 2012 - Patient-centered Care
February 2012 - Can you Spare an Hour?
January 2012 - Challenges & Opportunities
December - Are you Prepared for Emergencies?
November - We need YOU!
October - Chocolate for Memory
September- Looking Back and Looking Forward
July - August 2011; Ageism
June 2011 - Accessibility
May 2011 - Paper retention
Knit Wits, April 2011
Lessons and Legacies, March 2011
Independent Living February 2011
Home Safety January 2011
Witness to my Life December 2010
Elections, benefits and open enrollment November 2010
Retire in 3D!
Am I Old?
Aging In America May 2010
Volunteering April 2010
Spirituality March 2010
Encore Careers January 2010
Hiring Home Care
Annual Giving by
Flu Pandemic 2009 October 2009
Healthy Memory, Healthy Mind
A Personal Perspective on Caregiving
Wei Ji: Crisis, Danger and Opportunity
Write your own obituary
Hope and Vision in Challenging Times
Medicare Changes 2008: Take A Look!
Scams, Frauds and Rip-offs November 2008
Engaged Retirement: Beyond Financial Planning
Finding Rhythm and Purpose
Spring Cleaning II June 2008
V + OA = ER (Volunteering + Older Americans=Engaged Retirement)May 2008
Spring Cleaning April 2008
Have You Had the Talk Yet?
Get Moving with FitRhythms™!
My Condolences January 2008
What Are Social Services? November 2007
Plan for the Future September 2007
The Up-side of Aging Summer 2007
Volunteering June 2007
Strategic Plan May 2007
National Conference on Aging: Let's ReThink Aging April 2007
Brain Health March 2007
Resiliency February 2007
Transportation January 2007
Season of Giving December 2006
Medicare Part D November 2006
April Hill McElroy October 2006
Civic Engagement September 2006
Change June 2006
White House Conference on Aging May 2006
Hearing Loss April 2006
GrandPals March 2006
Lets Talk February 2006
Eldertopia January 2006
Hoarding December 2005
Annual Report: November 2005
Are You Prepared? October 2005
Planning Ahead October 2005
Watch Your Language September 2005
Medicare Part D Summer 2005
Sue Tillett June 2005
The End of the Journey May 2005
Clutter March 2005
New Dietary Guidelines February 2005
Transitions January 2005
Funding December 2004
Caregiving November 2004
Civic Engagement with GrandPals October 2004
A New Look September 2004
Safe Driving Summer 2004
Food Safety June 2004
Communication June 2004
The Challenge of Giving Care May 2004
Seniors On The Move April 2004
Depression March 2004
McGreevey February 2004
Medications January 2004
Random Acts of Kindness December 2003
Civic Engagement November 2003
Reverse Mortgages Oct 2003
Emergency Preparedness, Jan 2003